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Halifax House Price Index

 

Definition: The Halifax Bank of Scotland (HBOS) House Price Index is built around the same principles as the House Price Index. The index measures the change in the average sale price of homes financed by the Bank, which is a measure of house price inflation.

 

 

Additional Info: The data is compiled from internal mortgage lending figures. Due to the fact that Halifax is the UK largest mortgage lender the data represents a good indication of the entire market. However, critics maintain that Halifax’s internal figures can be influenced by sales promotions and may not be an exact representation of market wide house price inflation.

Related Terms: House Price Index - Nationwide House Prices

 

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